What assisted living is called in Montana, what it costs, how Medicaid can help, how to check a community’s license and inspections, and who to call if something goes wrong. Every fact links to the official source.
Montana licenses assisted living that serves residents with cognitive impairments, such as dementia, as Category C. A Category A facility can add Category C services with state approval.4
Questions to ask memory care about nights.
The median cost of assisted living in Montana is $6,075 a month, below the national median of $6,200 (CareScout Cost of Care Survey 2025, collected July to November 2025). Prices vary with the apartment, the level of care and the community, so ask each one for its current rate sheet, including care-level fees.
Plan with our free tools: how long will the money last? and home care or assisted living?
Medicare does not pay for assisted living. Families pay from savings and income, long-term care insurance, or benefits such as VA Aid and Attendance (estimate it). Who actually pays for long-term care.
Medicaid. Montana's Big Sky Waiver can help pay for care in assisted living, but slots are limited and there is a wait list. The state also holds a pool of assisted living 'at risk' slots for residents who have used up their money during their stay and are at risk of moving to a nursing home. Program: Big Sky Waiver.2 Medicaid does not pay rent or meals in assisted living in any state, and not every community accepts it, so ask each one.
Look up a license. DPHHS links to a public facility search where you can look up licensed providers by name, city, county or zip code. Search Montana’s records.5
Always visit in person, at a mealtime or in the evening if you can. Bring the tour scorecard and the 8 tour questions.
Abuse, neglect or exploitation. Call 1-844-277-9300. How to report.6 If someone is in danger, call 911.
The long-term care ombudsman is a free advocate for residents of assisted living and nursing homes: they help resolve problems with a community, including move-out notices. Call (800) 332-2272 or find your local ombudsman.3
Every community and county in Montana
Montana's Big Sky Waiver can help pay for care in assisted living, but slots are limited and there is a wait list. The state also holds a pool of assisted living 'at risk' slots for residents who have used up their money during their stay and are at risk of moving to a nursing home. Medicaid does not pay rent or meals in assisted living.
The median is $6,075 a month (CareScout Cost of Care Survey 2025), compared with $6,200 nationally.
Montana Department of Public Health and Human Services (DPHHS), Office of Inspector General, Licensure Bureau.
DPHHS links to a public facility search where you can look up licensed providers by name, city, county or zip code.
Facts checked against these official sources on September 28, 2026. Rules and programs change; confirm with the agency before making a decision. General information, not legal or financial advice.
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