Lilisity

Assisted Living in St. Cloud, MN

St. Cloud has 22 state-licensed assisted living communities: 10 larger communities and 12 small residential homes (16 or fewer residents). The median cost of assisted living in Minnesota is $6,573 a month (CareScout 2025), against $6,200 nationally.

22licensed communities10 larger, 12 small homes
$6,573a month, typicalMinnesota median, CareScout 2025
8inspected in the last yearby the state, records on each page
0publish a pricethe rest show our estimate
LargerMid-sizeSmall home
Cover of the Lilisity guide Choosing Assisted Living

Free guide · 14 pages

Choosing Assisted Living

A practical guide for families, with checklists to take on your tours.

  • What assisted living costs and the ways to pay
  • Signs it may be time
  • Tour checklists to print and take with you
  • What residents and families told us matters most
Get the free guide
Cover of the Lilisity guide Choosing Assisted Living

Free guide · 14 pages

Choosing Assisted Living

Add your name and email, and the download link appears right here.

Free for families. No community pays Lilisity per inquiry, per referral or per move-in. How we are paid.

Two kinds of assisted living in St. Cloud

10larger communities (17+ residents): apartments, a dining room, activities staff, often memory care on site; 5 have 50 or more residents.
12small residential homes (16 or fewer): a house in a neighborhood, a few caregivers, home-style meals, often a lower monthly price and a higher staff-to-resident ratio.

Both are licensed by Minnesota as assisted living. Larger communities suit people who want social life and on-site services; small homes suit people who do better with quiet, familiar routines, including many people with dementia. Minnesota words these licenses as “Assisted Living Facility” (14), “Assisted Living Facility Dementia Care” (6), “Provisional Assisted Living Facility” (2).

All 22 licensed assisted living communities in St. Cloud

Every assisted living community Minnesota licenses in St. Cloud, from state records. Being listed is not a rating: Lilisity scores only communities with verified interviews (the Top Communities). Communities with verified testimonials are listed first, then by size.

22 shown

CommunitySizeState inspectionsPrice
Talamore Senior Livingmemory care215 37th Avenue NorthLarge160 residents3 substantiatedLast evaluation Nov 2024$4,100 to $6,600/moLilisity estimate
The Sanctuary at St Cloudmemory care2410 20th Avenue SeLarge137 residents5 substantiatedLast evaluation Oct 2025$4,100 to $6,600/moLilisity estimate
St Scholastica Conventmemory care1845 20th Avenue SeLarge72 residents0 substantiatedLast evaluation Mar 2025$4,100 to $6,600/moLilisity estimate
Ol-Us St Cloud1225 Division Street EastLarge70 residents1 substantiatedLast evaluation Jan 2026$4,100 to $6,600/moLilisity estimate
Skylight Gardens Apartments Ll501 1st Street NorthLarge63 residents0 substantiatedLast evaluation Jan 2025$4,100 to $6,600/moLilisity estimate
Benedict Court1980 15th Avenue SeMid-size43 residents0 substantiatedLast evaluation Jul 2024$4,100 to $6,600/moLilisity estimate
Nature's Point Assisted Living1717 University Drive SeMid-size39 residents0 substantiatedLast evaluation Aug 2026$4,100 to $6,600/moLilisity estimate
Benedict Homesmemory care1340 Minnesota BoulevardMid-size27 residents0 substantiatedLast evaluation Nov 2024$4,100 to $6,600/moLilisity estimate
Cherrywood South St Cloudmemory care3315 Cooper Avenue SouthMid-size20 residents0 substantiatedLast evaluation Dec 2025$4,100 to $6,600/moLilisity estimate
Cherrywood St Cloudmemory care1030 Voyageur StreetMid-size20 residents0 substantiatedLast evaluation Sep 2025$4,100 to $6,600/moLilisity estimate
Living Hope Homes Eagles View2904 Cooper Avenue SouthSmall home6 residents0 substantiatedLast evaluation Oct 2024$4,500 to $7,250/moLilisity estimate
Living Hope Homes Sparrows Lan2939 Cooper Avenue SouthSmall home6 residents0 substantiatedLast evaluation Jul 2025$4,500 to $7,250/moLilisity estimate
Access Minnesota3206 19th Street SSmall home5 residents0 substantiatedLast evaluation Mar 2026$4,500 to $7,250/moLilisity estimate
Cure Home Health1502 7th Avenue SouthSmall home5 residents0 substantiatedLast evaluation Oct 2025$4,500 to $7,250/moLilisity estimate
Ebuncares819 26th Avenue NorthSmall home5 residentsNo report found onlineAsk for the latest report$4,500 to $7,250/moLilisity estimate
Living Hope Homes Cardinal Cre2310 St Germain St WSmall home5 residents0 substantiatedLast evaluation Nov 2025$4,500 to $7,250/moLilisity estimate
Living Hope Homes Hummingbird2316 St Germain Street WestSmall home5 residents0 substantiatedLast evaluation Jun 2026$4,500 to $7,250/moLilisity estimate
Loving Hands Healthcare2915 Crescent Ridge TrSmall home5 residentsNo report found onlineAsk for the latest report$4,500 to $7,250/moLilisity estimate
Stelix Care843 33rd Avenue NorthSmall home5 residents0 substantiatedLast evaluation Feb 2026$4,500 to $7,250/moLilisity estimate
Mandas House St Cloud2012 7th Avenue SouthSmall home4 residents0 substantiatedLast evaluation Jan 2026$4,500 to $7,250/moLilisity estimate
Rest Care Homes515 16th Avenue NorthSmall home4 residents0 substantiatedLast evaluation Apr 2026$4,500 to $7,250/moLilisity estimate
Mia's House St Cloud2607 15th Avenue SeSmall home3 residents0 substantiatedLast evaluation Oct 2024$4,500 to $7,250/moLilisity estimate

How much does assisted living cost in St. Cloud?

The median cost of assisted living in Minnesota is $6,573 a month ($78,876 a year), above the national median of $6,200. That’s CareScout’s 2025 survey, collected July to November 2025. If more care is needed: nursing home costs in Minnesota, with CareScout medians and the private-pay rates nursing homes publish. Small residential homes often cost less than larger communities, though care needs, room type and services move the price more than the building does.

Medicare does not pay for assisted living. People pay from savings and income, long-term care insurance, or VA Aid and Attendance (up to $29,093 a year for a veteran in 2026), and some qualify for Medicaid help with care costs at communities that accept it. Who actually pays for long-term care.

Free tools: how long will the money last? · home care or assisted living? · VA Aid and Attendance estimator

Three questions to ask on every St. Cloud tour

From about 23,000 concerns residents and families raised in Senior Living Alliance phone interviews, the most common are about dining, housekeeping and hearing back from management.

  1. Can I come back and eat a meal here, unannounced?Dining was 23% of all concerns: quality that changes day to day.
  2. How is laundry labeled and tracked, and what happens when something goes missing?Housekeeping was 17%.
  3. Who is my main contact, and how often will I hear from them?Communication with management was 15%.

All 8 tour questions, with a free printable tour card (PDF).

Check a St. Cloud community’s license

Minnesota publishes licensing records, and in most cases inspection or complaint reports, for every community on this page. Look up any community on the state’s site: health.state.mn.us. Ask the community for its most recent inspection report too; they have to keep it.

St. Cloud assisted living questions

Minnesota licenses 22 assisted living communities in St. Cloud as of November 2026: 10 larger communities and 12 small residential homes of 16 or fewer residents, with about 709 licensed spots in all.

The median cost of assisted living in Minnesota is $6,573 a month (CareScout 2025), compared with $6,200 nationally. Prices vary with the room, the level of care and the community, so ask each one for its current rate sheet. The table on this page shows each community's published price or a Lilisity estimate where we have one, and our free guide lists the questions to ask about cost.

Medicaid doesn't pay rent or meals in assisted living. Most states offer a Medicaid waiver or program that can pay for care services at participating communities for people who qualify; not every community takes it, so ask each one. Minnesota's Medicaid agency or your local Area Agency on Aging can tell you what's available.

Minnesota publishes its licensing records at health.state.mn.us. You can also ask any community for its most recent state inspection report.

Assisted Living near St. Cloud