What assisted living is called in Indiana, what it costs, how Medicaid can help, how to check a community’s license and inspections, and who to call if something goes wrong. Every fact links to the official source.
If a residential care facility has to file an Alzheimer's and dementia special care unit disclosure form under state law (IC 12-10-5.5), it must name a director for that unit. The director needs at least one year of work with dementia or Alzheimer's residents in the past five years, plus dementia training. Residents get a copy of the disclosure form when they move in.4
Questions to ask memory care about nights.
The median cost of assisted living in Indiana is $5,639 a month, below the national median of $6,200 (CareScout Cost of Care Survey 2025, collected July to November 2025). Prices vary with the apartment, the level of care and the community, so ask each one for its current rate sheet, including care-level fees.
Plan with our free tools: how long will the money last? and home care or assisted living?
Medicare does not pay for assisted living. Families pay from savings and income, long-term care insurance, or benefits such as VA Aid and Attendance (estimate it). Who actually pays for long-term care.
Medicaid. Indiana Medicaid waivers can pay for assisted living services. On July 1, 2024, the old Aged and Disabled Waiver split into PathWays for Aging (60 and older) and the Health and Wellness Waiver (59 and under). You need a nursing-facility level of care; apply through your local Area Agency on Aging. Program: Indiana PathWays for Aging Waiver (age 60 and older); Health and Wellness Waiver (age 59 and under).2 Medicaid does not pay rent or meals in assisted living in any state, and not every community accepts it, so ask each one.
Look up a license. IDOH links to an online map from its complaint page where complaint investigation results are posted. The map itself could not be read in our check, so what else it shows is not confirmed. Search Indiana’s records.5
Inspection reports. IDOH says complaint investigation results are available online, through a map linked from its complaint page.3
Always visit in person, at a mealtime or in the evening if you can. Bring the tour scorecard and the 8 tour questions.
Complaints about care or conditions. IDOH's Healthcare Facility Complaint Program investigates complaints about licensed facilities. The online form is preferred; the phone line takes voicemail complaints. Surveyors visit unannounced. Call 1 (800) 246-8909 or file online.3
Abuse, neglect or exploitation. Call 1 (800) 992-6978. How to report.6 If someone is in danger, call 911.
The long-term care ombudsman is a free advocate for residents of assisted living and nursing homes: they help resolve problems with a community, including move-out notices. find your local ombudsman.7
Assisted living by city
Every community and county in Indiana
Indiana Medicaid waivers can pay for assisted living services. On July 1, 2024, the old Aged and Disabled Waiver split into PathWays for Aging (60 and older) and the Health and Wellness Waiver (59 and under). You need a nursing-facility level of care; apply through your local Area Agency on Aging. Medicaid does not pay rent or meals in assisted living.
The median is $5,639 a month (CareScout Cost of Care Survey 2025), compared with $6,200 nationally.
Indiana Department of Health (IDOH), Division of Long-Term Care, Residential Care Facility Licensing and Certification Program.
IDOH's Healthcare Facility Complaint Program investigates complaints about licensed facilities. The online form is preferred; the phone line takes voicemail complaints. Surveyors visit unannounced. Phone: 1 (800) 246-8909.
IDOH links to an online map from its complaint page where complaint investigation results are posted. The map itself could not be read in our check, so what else it shows is not confirmed.
Facts checked against these official sources on September 28, 2026. Rules and programs change; confirm with the agency before making a decision. General information, not legal or financial advice.
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