Assisted Living in Owensboro, KY
Owensboro has 9 state-licensed assisted living communities. The median cost of assisted living in Kentucky is $5,528 a month (CareScout 2025), against $6,200 nationally.
Free guide · 14 pages
Choosing Assisted Living
A practical guide for families, with checklists to take on your tours.
- What assisted living costs and the ways to pay
- Signs it may be time
- Tour checklists to print and take with you
- What residents and families told us matters most
All 9 licensed assisted living communities in Owensboro
Every assisted living community Kentucky licenses in Owensboro, from state records. Being listed is not a rating: Lilisity scores only communities with verified interviews (the Top Communities). Communities with verified testimonials are listed first, then by size.
9 shown
| Community | Size | Price |
|---|---|---|
| One Park Place2701 Frederica Street | Large104 residents | from $1,980/mo |
| Davco Rest Home2526 West 10th Street | Large92 residents | $3,450 to $5,550/moLilisity estimate |
| Fern Terrace of Owensboro45 Woodford Avenue | Large68 residents | $3,450 to $5,550/moLilisity estimate |
| Morning Pointe of Owensboro3362 Buckland Square | Large68 residents | $3,450 to $5,550/moLilisity estimate |
| Cedarhurst of Owensboromemory care1900 Pleasant Valley Road | Large56 residents | from $5,600/mo |
| Rosedale Rest Home I415 Sutton Lane | Large50 residents | $3,450 to $5,550/moLilisity estimate |
| Calumet Trace Senior Living3050 Calumet Trace | Mid-size44 residents | from $3,995/mo |
| Fern Terra of Owensboro1415 W 1st Street | Mid-size36 residents | $3,450 to $5,550/moLilisity estimate |
| Calumet Trace Senior Livngmemory care3050 Calumet Trace | Mid-size20 residents | from $3,995/mo |
How much does assisted living cost in Owensboro?
The median cost of assisted living in Kentucky is $5,528 a month ($66,336 a year), below the national median of $6,200. That’s CareScout’s 2025 survey, collected July to November 2025. 4 Owensboro communities publish a starting price on Lilisity, from $1,980 to $5,600 a month. If more care is needed: nursing home costs in Kentucky, with CareScout medians and the private-pay rates nursing homes publish.
Medicare does not pay for assisted living. People pay from savings and income, long-term care insurance, or VA Aid and Attendance (up to $29,093 a year for a veteran in 2026), and some qualify for Medicaid help with care costs at communities that accept it. Who actually pays for long-term care.
Free tools: how long will the money last? · home care or assisted living? · VA Aid and Attendance estimator
Three questions to ask on every Owensboro tour
From about 23,000 concerns residents and families raised in Senior Living Alliance phone interviews, the most common are about dining, housekeeping and hearing back from management.
- Can I come back and eat a meal here, unannounced?Dining was 23% of all concerns: quality that changes day to day.
- How is laundry labeled and tracked, and what happens when something goes missing?Housekeeping was 17%.
- Who is my main contact, and how often will I hear from them?Communication with management was 15%.
All 8 tour questions, with a free printable tour card (PDF).
Check a Owensboro community’s license
Kentucky publishes licensing records, and in most cases inspection or complaint reports, for every community on this page. Look up any community on the state’s site: chfs.ky.gov. Ask the community for its most recent inspection report too; they have to keep it.
Owensboro assisted living questions
Kentucky licenses 9 assisted living communities in Owensboro as of November 2026.
The median cost of assisted living in Kentucky is $5,528 a month (CareScout 2025), compared with $6,200 nationally. Prices vary with the room, the level of care and the community, so ask each one for its current rate sheet. The table on this page shows each community's published price or a Lilisity estimate where we have one, and our free guide lists the questions to ask about cost.
Medicaid doesn't pay rent or meals in assisted living. Most states offer a Medicaid waiver or program that can pay for care services at participating communities for people who qualify; not every community takes it, so ask each one. Kentucky's Medicaid agency or your local Area Agency on Aging can tell you what's available.
Kentucky publishes its licensing records at chfs.ky.gov. You can also ask any community for its most recent state inspection report.