Assisted Living in Palm Harbor, FL
Palm Harbor has 11 state-licensed assisted living communities: 10 larger communities and 1 small residential home (16 or fewer residents). The median cost of assisted living in Florida is $5,610 a month (CareScout 2025), against $6,200 nationally.
Free guide · 14 pages
Choosing Assisted Living
A practical guide for families, with checklists to take on your tours.
- What assisted living costs and the ways to pay
- Signs it may be time
- Tour checklists to print and take with you
- What residents and families told us matters most
Two kinds of assisted living in Palm Harbor
Both are licensed by Florida as assisted living. Larger communities suit people who want social life and on-site services; small homes suit people who do better with quiet, familiar routines, including many people with dementia. Florida words these licenses as “Assisted Living Facility” (11).
All 11 licensed assisted living communities in Palm Harbor
Every assisted living community Florida licenses in Palm Harbor, from state records. Being listed is not a rating: Lilisity scores only communities with verified interviews (the Top Communities). Communities with verified testimonials are listed first, then by size.
11 shown
| Community | Size | Price |
|---|---|---|
| The Gables of Palm Harbormemory care2960 Tampa Rd | Large128 residents | from $5,315/mo |
| Coral Oaks900 West Lake Rd | Large101 residents | from $3,930/mo |
| St Mark Village (Independent Living and Assisted Living and Memory Care and Continuing Care)memory care2655 Nebraska Ave | Large88 residents | $3,500 to $5,650/moLilisity estimate |
| St. Mark Assisted Living Center880 Highlands Blvd | Large75 residents | $3,500 to $5,650/moLilisity estimate |
| Arden Courts (Palm Harbor)memory care2895 Tampa Road | Large56 residents | $3,500 to $5,650/moLilisity estimate |
| Allure of Palm Harbor1655 Curlew Rd | Mid-size45 residents | $3,500 to $5,650/moLilisity estimate |
| Bayou Gardens Assisted Livingmemory care2275 Nebraska Ave | Mid-size41 residents | $3,500 to $5,650/moLilisity estimate |
| Stratford Court of Palm Harbor45 Katherine Blvd | Mid-size40 residents | from $4,030/mo |
| Countryside Haven ALF6960 County Rd 95 | Mid-size30 residents | $3,500 to $5,650/moLilisity estimate |
| Accordia Woods1889 Curlew Rd | Mid-size25 residents | $3,500 to $5,650/moLilisity estimate |
| White House No.2 ALF1822 Nebraska Avenue | Small home10 residents | $3,500 to $5,650/moLilisity estimate |
How much does assisted living cost in Palm Harbor?
The median cost of assisted living in Florida is $5,610 a month ($67,320 a year), below the national median of $6,200. That’s CareScout’s 2025 survey, collected July to November 2025. 3 Palm Harbor communities publish a starting price on Lilisity, from $3,930 to $5,315 a month. If more care is needed: nursing home costs in Florida, with CareScout medians and the private-pay rates nursing homes publish. Small residential homes often cost less than larger communities, though care needs, room type and services move the price more than the building does.
Medicare does not pay for assisted living. People pay from savings and income, long-term care insurance, or VA Aid and Attendance (up to $29,093 a year for a veteran in 2026), and some qualify for Medicaid help with care costs at communities that accept it. Who actually pays for long-term care.
Free tools: how long will the money last? · home care or assisted living? · VA Aid and Attendance estimator
Three questions to ask on every Palm Harbor tour
From about 23,000 concerns residents and families raised in Senior Living Alliance phone interviews, the most common are about dining, housekeeping and hearing back from management.
- Can I come back and eat a meal here, unannounced?Dining was 23% of all concerns: quality that changes day to day.
- How is laundry labeled and tracked, and what happens when something goes missing?Housekeeping was 17%.
- Who is my main contact, and how often will I hear from them?Communication with management was 15%.
All 8 tour questions, with a free printable tour card (PDF).
Check a Palm Harbor community’s license
Florida publishes licensing records, and in most cases inspection or complaint reports, for every community on this page. Look up any community on the state’s site: quality.healthfinder.fl.gov. Ask the community for its most recent inspection report too; they have to keep it.
Palm Harbor assisted living questions
Florida licenses 11 assisted living communities in Palm Harbor as of November 2026: 10 larger communities and 1 small residential homes of 16 or fewer residents, with about 639 licensed spots in all.
The median cost of assisted living in Florida is $5,610 a month (CareScout 2025), compared with $6,200 nationally. Prices vary with the room, the level of care and the community, so ask each one for its current rate sheet. The table on this page shows each community's published price or a Lilisity estimate where we have one, and our free guide lists the questions to ask about cost.
Medicaid doesn't pay rent or meals in assisted living. Most states offer a Medicaid waiver or program that can pay for care services at participating communities for people who qualify; not every community takes it, so ask each one. Florida's Medicaid agency or your local Area Agency on Aging can tell you what's available.
Florida publishes its licensing records at quality.healthfinder.fl.gov. You can also ask any community for its most recent state inspection report.