Nursing home
Carmel Health & Living Community
118 Medical Dr, Carmel, IN 46032 · Map
Government - County · Part of Cardon & Associates (20 facilities) · 188 certified beds
Carmel Health & Living Community is a Medicare-certified nursing home in Carmel, Indiana. CMS rates it 1 out of 5 stars overall (3/5 for staffing, 1/5 for health inspections). Nurse staffing is 3.56 hours per resident per day, below the Indiana average of 3.71. Its most recent inspection on Sep 25, 2025 cited 9 deficiencies.
CMS quality ratings
Ratings from the Centers for Medicare & Medicaid Services (CMS), updated monthly. 5 stars is the highest quality.
How Carmel Health & Living Community compares
This facility vs. the Indiana and national averages, from CMS data. For staffing, higher is generally better; for turnover and deficiencies, lower is better.
| Metric | This facility | Indiana avg | National avg | Compared with the state |
|---|---|---|---|---|
| Total nurse staffing (hrs/resident/day) | 3.56 | 3.71 | 3.89 | below avg |
| RN staffing (hrs/resident/day) | 0.59 | 0.66 | 0.68 | below avg |
| Aide staffing (hrs/resident/day) | 1.96 | 2.27 | 2.34 | below avg |
| Nursing staff turnover | 64.3% | 47.0% | 46.4% | above avg |
| Deficiencies cited, last inspection | 9.0 | 7.5 | 9.5 | above avg |
Staffing
Hours per resident per day as reported to CMS. Higher numbers indicate more direct care time.
Staff turnover
Lower turnover typically indicates better working conditions and continuity of care. National average for nursing staff is 46.4%.
Recent health inspection
CMS inspects nursing facilities regularly. Deficiencies are categorized by severity.
- Every deficiency from the November 13, 2025 inspection was corrected by December 5, 2025
What inspectors found at Carmel Health & Living Community
Specific deficiencies cited in recent CMS health inspections, most recent first. Severity follows the CMS scope/severity scale. Source: CMS Care Compare.
- Actual harm
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Quality of Life and Care Deficiencies · Nov 13, 2025 · Full report (PDF) - Actual harm
Ensure that residents are free from significant medication errors.
Pharmacy Service Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Pharmacy Service Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Pharmacy Service Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Ensure each resident’s drug regimen must be free from unnecessary drugs.
Pharmacy Service Deficiencies · Sep 25, 2025 · Full report (PDF)
Show all 12 deficiencies
- Potential for harm
Provide safe, appropriate dialysis care/services for a resident who requires such services.
Quality of Life and Care Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Provide safe and appropriate respiratory care for a resident when needed.
Quality of Life and Care Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Quality of Life and Care Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Allow residents to self-administer drugs if determined clinically appropriate.
Resident Rights Deficiencies · Sep 25, 2025 · Full report (PDF) - Potential for harm
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Pharmacy Service Deficiencies · Jan 8, 2025 · Full report (PDF) - Potential for harm
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Quality of Life and Care Deficiencies · Nov 4, 2024 · Full report (PDF) - Potential for harm
Ensure food and drink is palatable, attractive, and at a safe and appetizing temperature.
Nutrition and Dietary Deficiencies · Nov 4, 2024 · Full report (PDF)
Read the full inspection reports on Medicare.gov Each inspection there has a “Read the full report” link with the inspectors’ written findings.
About this facility
- Address
- 118 Medical Dr
Carmel, IN 46032 - CMS certification #
- 155181
- Ownership
- Government - County
- Certified beds
- 188
- Avg residents/day
- 130.5
- Provider type
- Medicare and Medicaid
- First certified
- 1978-04-24
- Chain
- Cardon & Associates (20 facilities)
- Setting
- Urban
Part of Cardon & Associates
Cardon & Associates operates 20 nursing facilities across the United States. View all Cardon & Associates facilities →
Not SLA enrolled. This facility hasn’t enrolled in resident survey verification. Learn about enrollment →
Location and nearby
Explore the area around Carmel Health & Living Community using Google Maps.
Other public records
Full public records, with dates and sources
Location and nearby care
- Nearest hospital with an emergency room
- Indiana University Health North Hospital, Carmel. 1.7 miles away, straight line. CMS overall hospital rating: 4 of 5 stars.
- Nearest Medicare nursing home
- The Barrington of Carmel, Carmel. 0.9 miles away, straight line.
- Nearest home health agency office
- Select Home Health Services, Inc, Carmel. 0.6 miles away, straight line. Agencies travel to clients, so ask which ones serve this address.
- Nearest pharmacy
- Kroger Pharmacy. 0.3 miles away, straight line. From OpenStreetMap, which does not list every pharmacy, so one may be closer.
- Area
- USDA classes ZIP code 46032 as metropolitan (metropolitan core).
- Dialysis within 15 miles
- Davita Carmel Dialysis, Carmel, 0.2 miles away, straight line (CMS rating 3 of 5 stars)
Fmc - Carmel, Carmel, 1.7 miles away, straight line (has a shift starting after 5 pm; CMS rating 2 of 5 stars)
Dialyze Direct Carmel, In, Carmel, 2.7 miles away, straight line - Hospice
- 34 Medicare hospices tell CMS they serve ZIP code 46032.
Optimal Care Hospice, office in Carmel, 0.6 miles away, straight line
Select Hospice LLC, office in Carmel, 0.6 miles away, straight line
Legacy Hospice LLC, office in Carmel, 0.6 miles away, straight line - Nearest geriatric medicine practice
- Careline Pin100 LLC, Carmel. 0.6 miles away, straight line. 1 geriatric medicine doctor listed there.
Distances are straight lines from the community, not driving distance. Hospitals, home health, dialysis, hospice and doctors come from CMS provider data (CMS, hospital list updated Jul 22, 2026). Star ratings are CMS’s own.
Emergency and natural hazard risk
Public hazard maps for this location. Ask the community about its emergency plan, its generator and where residents would go in an evacuation.
- Flood zone
- Outside the high and moderate risk flood areas on FEMA's flood map (Zone X, minimal flood hazard, or not studied). (FEMA flood map)
- FEMA National Risk Index
- Overall: relatively low. By hazard: hurricane very low, inland flooding relatively low, wildfire very low, tornado relatively high, heat wave relatively low, earthquake relatively low. These are FEMA’s ratings for the census tract, compared with tracts nationwide. (FEMA, December 2025)
A flood zone describes the map at this point, not the building's elevation. In an emergency, follow the local emergency management agency.
What we checked
Every public source we searched for this community. “Nothing on record” means we found no record that matched it. A record can be missed when a name or address differs.
| Source | Data as of | What we found |
|---|---|---|
| U.S. Department of Labor wage and hour cases | Oct 15, 2026 | Nothing on record |
| OSHA workplace safety inspections since 2016 | Oct 15, 2026 | Nothing on record |
| FEMA flood map | See above | |
| USDA wildfire risk | Apr 15, 2026 | Not shown: FEMA rates wildfire risk here very low |
| FEMA National Risk Index | See above | |
| CMS hospitals, home health, dialysis, hospice and doctors; OpenStreetMap pharmacies | See above | |
| HUD Multifamily Properties - Assisted | Jul 6, 2026 | Nothing on record |
| State Veterans Homes (NASVH directory) | Sep 20, 2026 | Nothing on record |
| CMS Hospice - General Information | Aug 19, 2026 | Nothing on record |
| CMS Home Health Care Agencies | May 27, 2026 | Nothing on record |
| The community’s own website | Could not read the site |
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Frequently asked questions
Is Carmel Health & Living Community a good nursing home?
CMS gives Carmel Health & Living Community an overall rating of 1 out of 5 stars, including 3/5 for staffing and 1/5 for health inspections. These ratings come from the Centers for Medicare & Medicaid Services and are updated monthly.
How is Carmel Health & Living Community staffed?
Carmel Health & Living Community reports 3.56 total nurse hours per resident per day, compared with the Indiana average of 3.71.
Has Carmel Health & Living Community had inspection problems?
Its most recent CMS inspection cited 9 deficiencies.
How many beds does Carmel Health & Living Community have?
Carmel Health & Living Community is certified for 188 beds.