Nursing home
The Pearl of St Charles
850 Dunham Rd, St Charles, IL 60174 · Map
For profit - Limited Liability company · Part of Pearl Healthcare (13 facilities) · 109 certified beds
The Pearl of St Charles is a Medicare-certified nursing home in St Charles, Illinois. CMS rates it 2 out of 5 stars overall (2/5 for staffing, 2/5 for health inspections). Nurse staffing is 3.46 hours per resident per day, below the Illinois average of 3.49. Its most recent inspection on Feb 27, 2025 cited 14 deficiencies.
- 3 fines totaling $39,686In CMS records: 3 total penalties.
CMS quality ratings
Ratings from the Centers for Medicare & Medicaid Services (CMS), updated monthly. 5 stars is the highest quality.
How The Pearl of St Charles compares
This facility vs. the Illinois and national averages, from CMS data. For staffing, higher is generally better; for turnover and deficiencies, lower is better.
| Metric | This facility | Illinois avg | National avg | Compared with the state |
|---|---|---|---|---|
| Total nurse staffing (hrs/resident/day) | 3.46 | 3.49 | 3.89 | below avg |
| RN staffing (hrs/resident/day) | 0.73 | 0.73 | 0.68 | above avg |
| Aide staffing (hrs/resident/day) | 1.92 | 2.13 | 2.34 | below avg |
| Nursing staff turnover | 57.3% | 45.7% | 46.4% | above avg |
| Deficiencies cited, last inspection | 14.0 | 12.1 | 9.5 | above avg |
Staffing
Hours per resident per day as reported to CMS. Higher numbers indicate more direct care time.
Staff turnover
Lower turnover typically indicates better working conditions and continuity of care. National average for nursing staff is 46.4%.
Recent health inspection
CMS inspects nursing facilities regularly. Deficiencies are categorized by severity.
- Every deficiency from the January 29, 2026 inspection was corrected by January 30, 2026
Penalties in CMS records: 3 fines totaling $39,686, 3 total penalties.
What inspectors found at The Pearl of St Charles
Specific deficiencies cited in recent CMS health inspections, most recent first. Severity follows the CMS scope/severity scale. Source: CMS Care Compare.
- Potential for harm
Provide appropriate foot care.
Quality of Life and Care Deficiencies · Jan 29, 2026 · Full report (PDF) - Potential for harm
Ensure that residents are free from significant medication errors.
Pharmacy Service Deficiencies · Jan 8, 2026 · Full report (PDF) - Potential for harm
Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
Nutrition and Dietary Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Educate residents and staff on COVID-19 vaccination, offer the COVID-19 vaccine to eligible residents and staff after education, and properly document each resident and staff member's vaccination status.
Infection Control Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Develop and implement policies and procedures for flu and pneumonia vaccinations.
Infection Control Deficiencies · Feb 27, 2025 · Full report (PDF)
Show all 12 deficiencies
- Potential for harm
Provide and implement an infection prevention and control program.
Infection Control Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Ensure therapeutic diets are prescribed by the attending physician and may be delegated to a registered or licensed dietitian, to the extent allowed by State law.
Nutrition and Dietary Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Ensure each resident receives and the facility provides food that accommodates resident allergies, intolerances, and preferences, as well as appealing options.
Nutrition and Dietary Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Provide care and assistance to perform activities of daily living for any resident who is unable.
Quality of Life and Care Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely.
Resident Rights Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Provide safe and appropriate respiratory care for a resident when needed.
Quality of Life and Care Deficiencies · Feb 27, 2025 · Full report (PDF) - Potential for harm
Provide for the safe, appropriate administration of IV fluids for a resident when needed.
Quality of Life and Care Deficiencies · Feb 27, 2025 · Full report (PDF)
Read the full inspection reports on Medicare.gov Each inspection there has a “Read the full report” link with the inspectors’ written findings.
About this facility
- Address
- 850 Dunham Rd
St Charles, IL 60174 - CMS certification #
- 145980
- Ownership
- For profit - Limited Liability company
- Certified beds
- 109
- Avg residents/day
- 82.3
- Provider type
- Medicare and Medicaid
- First certified
- 1999-06-30
- Chain
- Pearl Healthcare (13 facilities)
- Setting
- Urban
Part of Pearl Healthcare
Pearl Healthcare operates 13 nursing facilities across the United States. View all Pearl Healthcare facilities →
Not SLA enrolled. This facility hasn’t enrolled in resident survey verification. Learn about enrollment →
Location and nearby
Explore the area around The Pearl of St Charles using Google Maps.
Other public records
- Website says Respite stays, nurse 24 hours a day
Full public records, with dates and sources
Care and services
From the community’s website
What The Pearl of St Charles says about itself, quoted from its own site. We have not checked these claims against licensing records. Ask about each one on a tour.
- Offers respite or short-term stays.
Respite Care
(page, checked Oct 12, 2026) - Nurse on site: 24 hours a day.
Long-term care services with 24-hour nursing services.
(page, checked Oct 15, 2026) - Apartment types named: private room, semi-private room.
All residents enjoy spacious private & semi-private suites in our updated and spacious facility.
(page, checked Oct 12, 2026)
Location and nearby care
- Nearest hospital with an emergency room
- Northwestern Medicine Delnor Community Hospital, Geneva. 4.0 miles away, straight line. CMS overall hospital rating: 5 of 5 stars.
- Nearest Medicare nursing home
- Grove of St Charles, Saint Charles. 1.2 miles away, straight line.
- Nearest home health agency office
- Covenantcare At Home, Saint Charles. 0.9 miles away, straight line. Agencies travel to clients, so ask which ones serve this address.
- Nearest pharmacy
- Jewel-Osco Pharmacy. 0.6 miles away, straight line. From OpenStreetMap, which does not list every pharmacy, so one may be closer.
- Area
- USDA classes ZIP code 60174 as metropolitan (metropolitan core).
- Dialysis within 15 miles
- Vitality Home Therapies Inc, Saint Charles, 1.1 miles away, straight line
Tri Cities Dialysis LLC, Geneva, 4.0 miles away, straight line (CMS rating 3 of 5 stars)
Fmc - West Chicago Dialysis Center, West Chicago, 4.2 miles away, straight line (CMS rating 4 of 5 stars) - Hospice
- 25 Medicare hospices tell CMS they serve ZIP code 60174.
Covenantcare Hospice, office in Saint Charles, 0.9 miles away, straight line (CMS family survey rating 4 of 5 stars)
Solace Hospice & Palliative Care Inc, office in St Charles, 6.0 miles away, straight line
Alexian Brothers Hospice, office in Hanover Park, 8.1 miles away, straight line (CMS family survey rating 4 of 5 stars) - Nearest geriatric medicine practice
- Dupage Medical Group Ltd, Winfield. 7.5 miles away, straight line. 1 geriatric medicine doctor listed there.
Distances are straight lines from the community, not driving distance. Hospitals, home health, dialysis, hospice and doctors come from CMS provider data (CMS, hospital list updated Jul 22, 2026). Star ratings are CMS’s own.
Emergency and natural hazard risk
Public hazard maps for this location. Ask the community about its emergency plan, its generator and where residents would go in an evacuation.
- Flood zone
- Outside the high and moderate risk flood areas on FEMA's flood map (Zone X, minimal flood hazard, or not studied). (FEMA flood map)
- FEMA National Risk Index
- Overall: relatively low. By hazard: hurricane very low, inland flooding relatively moderate, wildfire very low, tornado relatively high, heat wave relatively low, earthquake relatively low. These are FEMA’s ratings for the census tract, compared with tracts nationwide. (FEMA, December 2025)
A flood zone describes the map at this point, not the building's elevation. In an emergency, follow the local emergency management agency.
What we checked
Every public source we searched for this community. “Nothing on record” means we found no record that matched it. A record can be missed when a name or address differs.
| Source | Data as of | What we found |
|---|---|---|
| U.S. Department of Labor wage and hour cases | Oct 15, 2026 | Nothing on record |
| OSHA workplace safety inspections since 2016 | Oct 15, 2026 | Nothing on record |
| FEMA flood map | See above | |
| USDA wildfire risk | Apr 15, 2026 | Not shown: FEMA rates wildfire risk here very low |
| FEMA National Risk Index | See above | |
| CMS hospitals, home health, dialysis, hospice and doctors; OpenStreetMap pharmacies | See above | |
| HUD Multifamily Properties - Assisted | Jul 6, 2026 | Nothing on record |
| State Veterans Homes (NASVH directory) | Sep 20, 2026 | Nothing on record |
| CMS Hospice - General Information | Aug 19, 2026 | Nothing on record |
| CMS Home Health Care Agencies | May 27, 2026 | Nothing on record |
| The community’s own website | See above |
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Frequently asked questions
Is The Pearl of St Charles a good nursing home?
CMS gives The Pearl of St Charles an overall rating of 2 out of 5 stars, including 2/5 for staffing and 2/5 for health inspections. These ratings come from the Centers for Medicare & Medicaid Services and are updated monthly.
How is The Pearl of St Charles staffed?
The Pearl of St Charles reports 3.46 total nurse hours per resident per day, compared with the Illinois average of 3.49.
Has The Pearl of St Charles had inspection problems?
Its most recent CMS inspection cited 14 deficiencies.
How many beds does The Pearl of St Charles have?
The Pearl of St Charles is certified for 109 beds.