Nursing home
The Terrace of St Cloud
3855 Old Canoe Creek Road, Saint Cloud, FL 34769 · Map
For profit - Limited Liability company · 120 certified beds
The Terrace of St Cloud is a Medicare-certified nursing home in Saint Cloud, Florida. CMS rates it 4 out of 5 stars overall (2/5 for staffing, 4/5 for health inspections). Nurse staffing is 3.91 hours per resident per day, above the Florida average of 3.86. Its most recent inspection on Apr 24, 2025 cited 3 deficiencies.
- 1 fine totaling $8,512In CMS records: 1 total penalty.
CMS quality ratings
Ratings from the Centers for Medicare & Medicaid Services (CMS), updated monthly. 5 stars is the highest quality.
How The Terrace of St Cloud compares
This facility vs. the Florida and national averages, from CMS data. For staffing, higher is generally better; for turnover and deficiencies, lower is better.
| Metric | This facility | Florida avg | National avg | Compared with the state |
|---|---|---|---|---|
| Total nurse staffing (hrs/resident/day) | 3.91 | 3.86 | 3.89 | above avg |
| RN staffing (hrs/resident/day) | 0.49 | 0.73 | 0.68 | below avg |
| Aide staffing (hrs/resident/day) | 2.50 | 2.34 | 2.34 | above avg |
| Nursing staff turnover | 51.2% | 42.3% | 46.4% | above avg |
| Deficiencies cited, last inspection | 3.0 | 7.3 | 9.5 | below avg |
Staffing
Hours per resident per day as reported to CMS. Higher numbers indicate more direct care time.
Staff turnover
Lower turnover typically indicates better working conditions and continuity of care. National average for nursing staff is 46.4%.
Recent health inspection
CMS inspects nursing facilities regularly. Deficiencies are categorized by severity.
- Every deficiency from the November 5, 2025 inspection was corrected by December 5, 2025
Penalties in CMS records: 1 fine totaling $8,512, 1 total penalty.
What inspectors found at The Terrace of St Cloud
Specific deficiencies cited in recent CMS health inspections, most recent first. Severity follows the CMS scope/severity scale. Source: CMS Care Compare.
- Potential for harm
Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.
Resident Assessment and Care Planning Deficiencies · Nov 5, 2025 · Full report (PDF) - Potential for harm
Provide and implement an infection prevention and control program.
Infection Control Deficiencies · Apr 24, 2025 · Full report (PDF) - Potential for harm
Provide for the safe, appropriate administration of IV fluids for a resident when needed.
Quality of Life and Care Deficiencies · Apr 24, 2025 · Full report (PDF) - Actual harm
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Quality of Life and Care Deficiencies · Jul 24, 2024 · Full report (PDF) - Potential for harm
Develop and implement policies and procedures to prevent abuse, neglect, and theft.
Freedom from Abuse, Neglect, and Exploitation Deficiencies · May 31, 2024 · Full report (PDF)
Show all 12 deficiencies
- Potential for harm
Have a plan that describes the process for conducting QAPI and QAA activities.
Administration Deficiencies · Aug 24, 2023 - Potential for harm
Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.
Resident Assessment and Care Planning Deficiencies · Aug 24, 2023 - Potential for harm
Give residents notice of Medicaid/Medicare coverage and potential liability for services not covered.
Resident Rights Deficiencies · Aug 24, 2023 - Potential for harm
Provide and implement an infection prevention and control program.
Infection Control Deficiencies · Jun 21, 2023 - Potential for harm
Respond appropriately to all alleged violations.
Freedom from Abuse, Neglect, and Exploitation Deficiencies · Jun 21, 2023 - Potential for harm
Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities.
Freedom from Abuse, Neglect, and Exploitation Deficiencies · Jun 21, 2023 - Immediate jeopardy
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Quality of Life and Care Deficiencies · Dec 9, 2021
Read the full inspection reports on Medicare.gov Each inspection there has a “Read the full report” link with the inspectors’ written findings.
About this facility
- Address
- 3855 Old Canoe Creek Road
Saint Cloud, FL 34769 - CMS certification #
- 105528
- Ownership
- For profit - Limited Liability company
- Certified beds
- 120
- Avg residents/day
- 115.4
- Provider type
- Medicare and Medicaid
- First certified
- 1986-02-24
- Setting
- Urban
Not SLA enrolled. This facility hasn’t enrolled in resident survey verification. Learn about enrollment →
Location and nearby
Explore the area around The Terrace of St Cloud using Google Maps.
Other public records
- Website says Works with hospice
- Emergency Generator: fully implemented permanent generator (Florida AHCA)
Full public records, with dates and sources
Care and services
From the community’s website
What The Terrace of St Cloud says about itself, quoted from its own site. We have not checked these claims against licensing records. Ask about each one on a tour.
- Offers hospice care on site or works with hospice providers.
Medicaid (including Medicaid Managed Care and Hospice)
(page, checked Oct 12, 2026)
Location and nearby care
- Nearest hospital with an emergency room
- Orlando Health St Cloud Hospital, Saint Cloud. 1.1 miles away, straight line. CMS overall hospital rating: 2 of 5 stars.
- Nearest Medicare nursing home
- Solaris Healthcare Osceola, Saint Cloud. 0.5 miles away, straight line.
- Nearest home health agency office
- Manna Home Health Care LLC, Saint Cloud. 4.7 miles away, straight line. Agencies travel to clients, so ask which ones serve this address.
- Nearest pharmacy
- CVS Pharmacy. 1.1 miles away, straight line. From OpenStreetMap, which does not list every pharmacy, so one may be closer.
- Area
- USDA classes ZIP code 34769 as metropolitan (metropolitan high commuting).
- Dialysis within 15 miles
- Davita St Cloud Dialysis, Saint Cloud, 1.5 miles away, straight line (CMS rating 2 of 5 stars)
Davita Kissimmee Home Training Pd, Kissimmee, 7.2 miles away, straight line (CMS rating 3 of 5 stars)
Davita Kissimmee Dialysis, Kissimmee, 7.5 miles away, straight line (CMS rating 2 of 5 stars) - Hospice
- 5 Medicare hospices tell CMS they serve ZIP code 34769.
Gentiva, office in Orlando, 22.9 miles away, straight line (CMS family survey rating 1 of 5 stars) - Nearest geriatric medicine practice
- Paul Sovran, MD, Kissimmee. 6.7 miles away, straight line. 1 geriatric medicine doctor listed there.
Distances are straight lines from the community, not driving distance. Hospitals, home health, dialysis, hospice and doctors come from CMS provider data (CMS, hospital list updated Jul 22, 2026). Star ratings are CMS’s own.
Emergency and natural hazard risk
Public hazard maps for this location. Ask the community about its emergency plan, its generator and where residents would go in an evacuation.
- Emergency power
- Fully Implemented Permanent Generator. (Florida AHCA generator status, as of Oct 15, 2026)
- Flood zone
- Outside the high and moderate risk flood areas on FEMA's flood map (Zone X, minimal flood hazard, or not studied). (FEMA flood map)
- Wildfire risk to homes
- In St. Cloud, FL, risk to homes is greater than 84% of communities in Florida and 91% of communities nationwide. USDA rates the whole town or city, not this address. (USDA Forest Service, Wildfire Risk to Communities, April 2026)
- FEMA National Risk Index
- Overall: relatively moderate. By hazard: hurricane relatively moderate, inland flooding relatively high, wildfire relatively moderate, tornado relatively high, heat wave relatively low, earthquake very low. These are FEMA’s ratings for the census tract, compared with tracts nationwide. (FEMA, December 2025)
A flood zone describes the map at this point, not the building's elevation. In an emergency, follow the local emergency management agency.
What we checked
Every public source we searched for this community. “Nothing on record” means we found no record that matched it. A record can be missed when a name or address differs.
| Source | Data as of | What we found |
|---|---|---|
| U.S. Department of Labor wage and hour cases | Oct 15, 2026 | Nothing on record |
| OSHA workplace safety inspections since 2016 | Oct 15, 2026 | Nothing on record |
| Florida Department of Business and Professional Regulation, Division of Hotels and Restaurants kitchen inspections | Oct 15, 2026 | No kitchen matched |
| Florida AHCA generator status | Oct 15, 2026 | See above |
| Hurricane evacuation zone maps | Not in a mapped zone | |
| FEMA flood map | See above | |
| USDA wildfire risk | Apr 15, 2026 | See above |
| FEMA National Risk Index | See above | |
| CMS hospitals, home health, dialysis, hospice and doctors; OpenStreetMap pharmacies | See above | |
| HUD Multifamily Properties - Assisted | Jul 6, 2026 | Nothing on record |
| State Veterans Homes (NASVH directory) | Sep 20, 2026 | Nothing on record |
| CMS Hospice - General Information | Aug 19, 2026 | Nothing on record |
| CMS Home Health Care Agencies | May 27, 2026 | Nothing on record |
| The community’s own website | See above |
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Frequently asked questions
Is The Terrace of St Cloud a good nursing home?
CMS gives The Terrace of St Cloud an overall rating of 4 out of 5 stars, including 2/5 for staffing and 4/5 for health inspections. These ratings come from the Centers for Medicare & Medicaid Services and are updated monthly.
How is The Terrace of St Cloud staffed?
The Terrace of St Cloud reports 3.91 total nurse hours per resident per day, compared with the Florida average of 3.86.
Has The Terrace of St Cloud had inspection problems?
Its most recent CMS inspection cited 3 deficiencies.
How many beds does The Terrace of St Cloud have?
The Terrace of St Cloud is certified for 120 beds.