The average cost of nursing home care in New Jersey is $10,950/month for a semi-private room
and $12,045/month for a private room — $2,312 above national average.
$12,045
Private Room / Month
$10,950
Semi-Private / Month
$144,540
Private Room / Year
$131,400
Semi-Private / Year
Compared to National Average
New Jersey (Private)$12,045
National Average (Private)$9,733
What Affects Nursing Home Costs?
- Room type: Private rooms cost 12–20% more than semi-private
- Level of care: Memory care or specialized medical needs increase cost
- Location: Urban facilities typically cost more than rural ones
- Amenities: Therapy programs, activities, and dietary services vary by facility
- Staffing levels: Higher nurse-to-resident ratios correlate with higher costs
Ways to Pay for Nursing Home Care
- Medicaid: Covers nursing home costs for those who qualify financially
- Medicare: Covers short-term skilled nursing (up to 100 days) after hospitalization
- Long-term care insurance: Policies purchased in advance can offset costs
- Veterans benefits: VA Aid & Attendance may cover part of nursing home costs
- Private pay: Savings, retirement accounts, home equity, and family contributions
