The average cost of nursing home care in Massachusetts is $11,680/month for a semi-private room
and $13,505/month for a private room — $3,772 above national average.
$13,505
Private Room / Month
$11,680
Semi-Private / Month
$162,060
Private Room / Year
$140,160
Semi-Private / Year
Compared to National Average
Massachusetts (Private)$13,505
National Average (Private)$9,733
What Affects Nursing Home Costs?
- Room type: Private rooms cost 12–20% more than semi-private
- Level of care: Memory care or specialized medical needs increase cost
- Location: Urban facilities typically cost more than rural ones
- Amenities: Therapy programs, activities, and dietary services vary by facility
- Staffing levels: Higher nurse-to-resident ratios correlate with higher costs
Ways to Pay for Nursing Home Care
- Medicaid: Covers nursing home costs for those who qualify financially
- Medicare: Covers short-term skilled nursing (up to 100 days) after hospitalization
- Long-term care insurance: Policies purchased in advance can offset costs
- Veterans benefits: VA Aid & Attendance may cover part of nursing home costs
- Private pay: Savings, retirement accounts, home equity, and family contributions
