Assisted Living and Memory Care
St Charles Homestead
610 Farrell Drive, Covington, KY 41011 · Map
Licensed for 16 residents
St Charles Homestead is a state-licensed assisted living, memory care community in Covington, Kentucky. It is licensed for 16 residents. Lilisity publishes no score or ranking for this community; the details below come from the state licensing record.
Prices
This community does not publish its prices.
Area costs
Care and services
From the community’s website
What St Charles Homestead says about itself, quoted from its own site. We have not checked these claims against licensing records. Ask about each one on a tour.
- Offers respite or short-term stays.
This ministry is designed to offer daytime care for seniors and respite for their family caregivers.
(page, checked Oct 12, 2026) - Provides transportation.
A concierge desk that provides assistance with scheduling appointments, arranging transportation and more
(page, checked Oct 15, 2026) - Has a secured outdoor area.
Our secure courtyard gives residents the opportunity to enjoy the outdoors
(page, checked Oct 15, 2026) - Apartment types named: one-bedroom, two-bedroom.
Choose between one-bedroom, two-bedroom and two-bedroom with a den floor plans
(page, checked Oct 12, 2026)
Lilisity’s independent report
What the public record shows
Gathered by Lilisity from state and federal sources. Communities can’t edit this part of the page.
State inspections
Most recent survey posted: Oct 16, 2026. See the record
License
Active, 16 residents
Assisted Living Community - Dementia Care 101185.
Nearest emergency room
3.4 miles
St Elizabeth Edgewood, rated 5 of 5 stars by CMS.
Side by side with nearby communities
The 4 nearest communities that offer assisted living, by straight-line distance. Prices are starting prices each community publishes; we never show estimates.
| Community | Distance | Licensed capacity | Published starting price | License | Inspection citations |
|---|---|---|---|---|---|
| St Charles Homestead this community | 16 | Not published | Active | 0 surveys not in compliance since 2024 | |
| Celebration Villa of Highlands Crossing | 0.3 mi | 136 | $3,050/mo | Active | No record |
| Ivy Knoll | 1.1 mi | 45 | Not published | Active | 0 surveys not in compliance since 2024 |
| Regency Manor North I | 2.0 mi | 30 | Not published | Active | 0 surveys not in compliance since 2024 |
| Celebration Villa of Summit Hills | 2.7 mi | 63 | Not published | Active | No record |
State inspection record0 surveys not in compliance since 2024
- Most recent survey posted
- None posted since 2024
- Reports posted since 2024
- 0
- Complaint investigations
- 0
- Complaints not in compliance
- 0
- Surveys not in compliance (all types)
- 0
OIG lists this license on its inspection findings site but has posted no reports for it since 2024.
Search OIG inspection findings → (St Charles Care Center, Inc, ID 101185)
What these terms mean
OIG's survey codes: C, complaint; FR, facility self-reported incident; R, recertification; V, COVID-19 requirements. I means in compliance (“at the completion of the survey, the facility was determined in compliance with no deficiencies”); N means not in compliance (“the facility was determined not in compliance with deficiencies cited”).
Kentucky law (KRS 216.557) has two classes of citation for long-term care facilities. A Type A violation is one that presents imminent danger to a resident and creates a substantial risk of death or serious physical or mental harm; a Type B violation has a direct or immediate bearing on a resident's health, safety or security without creating imminent danger. Where a report names a Type A or Type B citation or imminent danger, it is noted next to that report; read the report for the details.
OIG: “All facilities listed on this website are considered to be back in compliance at the time the statement of deficiency/plan of correction is posted to this website. Surveys and complaints only will be posted after the entire survey process is completed.”
OIG began posting personal care home reports in 2024. Each report is a scanned statement of deficiencies and plan of correction; the survey types and outcomes above are OIG’s own codes for each posting. This community is licensed for 16 residents; larger communities are surveyed and reported on more often, so read counts with size in mind. Source: Kentucky Cabinet for Health and Family Services, Office of Inspector General, data as of October 16, 2026. Always visit in person and ask the community about anything listed here.
License and ownershipActive license
- License type
- Assisted Living Community - Dementia Care
- License number
- 101185
- License status
- Active
- Licensed capacity
- 16
- County
- Kenton County
- Administrator
- Nichole Smith
Source: Kentucky state licensing records (agency listing), retrieved 2026-09-09. Licensing status is a matter of public record; it is not a quality rating.
Administrator name from public records we reviewed, as of Oct 12, 2026.
Location and nearby careNearest hospital 3.4 mi, nursing home 1.8 mi, pharmacy 1.1 mi
- Nearest hospital with an emergency room
- St Elizabeth Edgewood, Edgewood. 3.4 miles away, straight line. CMS overall hospital rating: 5 of 5 stars.
- Nearest Medicare nursing home
- Rosedale Green, Covington. 1.8 miles away, straight line.
- Nearest home health agency office
- Caretenders Of Northern Kentucky, Fort Wright. 1.1 miles away, straight line. Agencies travel to clients, so ask which ones serve this address.
- Nearest pharmacy
- Walgreens. 1.1 miles away, straight line. From OpenStreetMap, which does not list every pharmacy, so one may be closer.
- Area
- USDA classes ZIP code 41011 as metropolitan (metropolitan core).
- Dialysis within 15 miles
- Davita 12Th Street Covington Dialysis, Covington, 1.8 miles away, straight line (CMS rating 3 of 5 stars)
Davita Crestview Hills Dialysis, Crestview Hills, 2.6 miles away, straight line (CMS rating 3 of 5 stars)
Davita Mt Auburn Dialysis, Cincinnati, 5.2 miles away, straight line (CMS rating 1 of 5 stars) - Hospice
- 4 Medicare hospices tell CMS they serve ZIP code 41011.
Hospice Care Of St Elizabeth Healthcare, office in Edgewood, 3.3 miles away, straight line (CMS family survey rating 4 of 5 stars)
Hospice Of Cincinnati, Inc, office in Cincinnati, 15.0 miles away, straight line (CMS family survey rating 3 of 5 stars) - Nearest geriatric medicine practice
- Summit Medical Group Inc, Covington. 1.8 miles away, straight line. 2 geriatric medicine doctors listed there.
Distances are straight lines from the community, not driving distance. Hospitals, home health, dialysis, hospice and doctors come from CMS provider data (CMS, hospital list updated Jul 22, 2026). Star ratings are CMS’s own.
Emergency and natural hazard riskFEMA overall risk very low; outside FEMA's high-risk flood areas
Public hazard maps for this location. Ask the community about its emergency plan, its generator and where residents would go in an evacuation.
- Flood zone
- Outside the high and moderate risk flood areas on FEMA's flood map (Zone X, minimal flood hazard, or not studied). (FEMA flood map)
- FEMA National Risk Index
- Overall: very low. By hazard: hurricane very low, inland flooding relatively low, wildfire very low, tornado relatively moderate, heat wave relatively low, earthquake relatively low. These are FEMA’s ratings for the census tract, compared with tracts nationwide. (FEMA, December 2025)
A flood zone describes the map at this point, not the building's elevation. In an emergency, follow the local emergency management agency.
Questions to ask on a tour10 questions picked for this community from its record
Picked for this community from its record. Ask them in person and write down the answers.
- What does the base rate include, and when did rates last go up?
- How many caregivers work in memory care during the day, the evening and overnight, and for how many residents?
- What dementia training does each caregiver get before working alone, and every year after?
- How do staff respond when a resident is agitated, frightened or tries to leave?
- How many caregivers are on duty during the day and at night?
- What happens if care needs increase? When would someone need to move?
- What fees are charged at move-in?
- How do you tell families about falls, illness or changes?
- How long have the executive director and the head of care been here?
- Who gives medications, and what training do they have?
What we checked12 public sources we searched, with dates
Every public source we searched for this community. “Nothing on record” means we found no record that matched it. A record can be missed when a name or address differs.
| Source | Data as of | What we found |
|---|---|---|
| Kentucky Cabinet for Health and Family Services, Office of Inspector General inspection records | Oct 16, 2026 | See above |
| U.S. Department of Labor wage and hour cases | Oct 15, 2026 | Nothing on record |
| OSHA workplace safety inspections since 2016 | Oct 15, 2026 | Nothing on record |
| FEMA flood map | See above | |
| USDA wildfire risk | Apr 15, 2026 | Not shown: FEMA rates wildfire risk here very low |
| FEMA National Risk Index | See above | |
| CMS hospitals, home health, dialysis, hospice and doctors; OpenStreetMap pharmacies | See above | |
| HUD Multifamily Properties - Assisted | Jul 6, 2026 | Nothing on record |
| State Veterans Homes (NASVH directory) | Sep 20, 2026 | Nothing on record |
| CMS Hospice - General Information | Aug 19, 2026 | Nothing on record |
| CMS Home Health Care Agencies | May 27, 2026 | Nothing on record |
| The community’s own website | See above |
Common questionsAnswers to 4 questions families ask
What type of care does St Charles Homestead provide?
St Charles Homestead is licensed by the state of Kentucky for assisted living, memory care in Covington, Kentucky. Its licensed capacity is 16 residents.
Does Lilisity rate St Charles Homestead?
No. We publish state licensing details for St Charles Homestead but no score, rating, or ranking. Only communities on the Top Communities list or with a Senior Living Alliance Excellence Award, both based on phone-verified resident and family interviews, are ranked.
How much does St Charles Homestead cost?
Assisted Living in Kentucky typically starts at $3,800 to $5,400 a month. Based on 47 communities that publish prices. These are area figures, not this community's price. St Charles Homestead does not publish its prices.
How do I contact St Charles Homestead?
Use St Charles Homestead's website, stcharlescommunity.org, or visit at 610 Farrell Drive, Covington, KY 41011.
How Lilisity works. The only scores or rankings Lilisity publishes are the Top Communities list and the Excellence Awards, both built from phone-verified resident and family interviews. Communities can pay Lilisity a flat monthly fee to manage their own listing: photos, prices, contact details, and receiving the inquiries families choose to send them. The fee is the same no matter how many families contact them or move in. Senior Living Alliance, which runs Lilisity, offers the same listing to its member communities as part of their membership; members pay SLA for its resident and family interview program. No community pays Lilisity per inquiry, per referral or per move-in. Payment never changes a testimonial, a rating, or the order of search results. The "Nearby Senior Living Alliance communities" box shows member communities only. How we verify testimonials · How we are paid